Particulars

Home Loan

Personal Loan

Gold Loan

Car Loan

Purpose

Buying, constructing or renovating a residential property

Personal Consumption

Personal Consumption

Purchasing Car

Nature

Secured

Unsecured

Secured

Secured

Amount range
(in Rs)

1 lakh to 15 Cr.

10 to 30 lakhs

10,000 to 2 Cr. (lender dependent)

For 80-90% value of Ex-showroom price

Tenure range

5 to 30 years

1 to 5 years

1 month – 5 years

3 to 7 years

General Documents

– PAN Card
– Identity Proof
– Address Proof
– Income Proof
– Property Documents

– PAN card
– Identity proof
– Address proof
– Income proof

– PAN card
– Identity proof
– Address proof
– Income proof

– PAN Card
– Identity proof
– Address proof
– Income Proof
– Car Documents

Minimum
eligibility

– Age: 21-65
– Monthly Income: Rs 25,000
– CIBIL score: 750+
­– Property value
– Previous /existing loans
– Experience: 2 to 4 years (min)

Age: 18 to 60
Monthly Income: Rs 25,000 to 40,000 (Min)

–CIBIL score: 720+
–Previous /existing loans
–Employment stability: 3 years and more

Age: 18 to 65
Salaried/ self-employed

Age: 21 to 60
Monthly Income: Rs 25,000 (min)

Employment stability: 3 years and more

CIBIL score: 720+

Interest rate (current)

6.80% onwards

10.50% (min)

7.5-29%

7-12%

Processing time

3 – 4 weeks

1 – 7 days

Few hours

Few days